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Articles, Product Reviews, Views and Commentary on Insurance, Investments & Loans

Life Insurance likely to attract more savers as volatility reduces risk appetite

clock October 15, 2011 07:32 by author Admin
Life 2011 research study by Nielsen suggests more urban indians turning to life insurance for savings, with planned investment of over 50% of investible income [More]

Insurance e-repository for policies expected to be online in next 2 months

clock October 15, 2011 06:40 by author Admin
Irda has licenced five repositories, including National Securities Depository, Central Securities Depository, Stock Holding India, CAMS and Karvy, to manage policies in e-insurance policies in line with Sebi's securities depositories. Insurance repositories will hold all types of policies iss... [More]

Finance Ministry set to increase savings interest on postal deposits and investment limit on PPF

clock October 10, 2011 08:59 by author Admin
Post office deposit schemes account holders will soon enjoy higher returns as the finance ministry has decided to fast-track reform of the National Small Savings Fund (NSSF). The Finance Ministry has decided to expedite implementation of the recommendations of the expert panel for market-lin... [More]

ICICI Prudential iCare term insurance plan

clock October 4, 2011 15:22 by author admin
ICICI Prudential has launched its new term insurance plan "ICICI Prudential i-Care" replacing its previous online term plan "i-Protect". The ICICI Prudential i-Care term plan is an online term insurance plan offering customers the opportunity to avail of a high life insurance cover of upto 1.... [More]

Maternity Insurance in India

clock April 5, 2011 06:58 by author admin
Why should one look at maternity insurance in India? Insurance companies provide insurance only against uncertain and unusual circumstances by definition. And these uncertain circumstances could be death of a person, accidents, natural calamities, theft, etc. Thus, pregnancy was not considered as a... [More]

Home Insurance in India - Protect your Home against Nature’s fury

clock March 21, 2011 11:23 by author admin
Estimates of National Disaster Management Authority reveal that about 60% of the Indian land is prone to earthquakes while 8% of the land is susceptible to cyclones with more than 60 million of our population living low coastal zones. Where does that leave us as individuals who wish to protect themselves against the risk of losing our Home and its contents and having to rebuild their lives all over again? [More]

When does a Waiver of Premium benefit make sense?

clock March 21, 2011 07:23 by author Admin
Waiver of premium is a benefit provided under certain life insurance plans or made available as an additional ‘rider’ on payment of an extra premium. The benefit associated with this comes into play if a policyholder is unable to pay his/her premiums on account of a serious injury or disablement resulting in loss of ability to earn an income or in some policies on account of the life insured’s death. [More]