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Articles, Product Reviews, Views and Commentary on Insurance, Investments & Loans

Life Insurance IPO related disclosure norms issued by SEBI

clock October 25, 2010 19:03 by author Admin
SEBI issues disclosure norms for Life Insurance companies seeking to issue shares to public via an Initial Public Offer [More]

Mutual Funds available for demat; transactions through stock exchanges

clock August 3, 2010 20:54 by author Admin
Your investments in Mutual Funds in India can now be held in dematerialized form, with the National Security Depository Ltd. (NSDL) recently announcing that it will enable such a facility for its demat account holders. What this means is that investors now have the option to convert their existing mutual fund investments into dematerialized form and buy/sell units through stock exchanges. [More]

IRDA will continue to regulate ULIPs- customers to benefit

clock June 21, 2010 22:31 by author Admin
IRDA will likely continue to amend the structure for ULIPs to deal with issues raised so far and bring clarity with the new law which will be good for the overall financial services. The changes (some already implemented and others proposed) include compulsory life covers, increased policy term to 5 years, cap on charges, disclosure on commissions received by intermediaries and reduced surrender charges are all beneficial to the customer. [More]

The SEBI-IRDA tussle and its impact on customers

clock June 9, 2010 03:49 by author Admin
ULIPs are Unit Linked Insurance Plans that provide for an investment structure which is market linked together with Insurance cover. Unit Linked Funds are similar to Mutual Funds but have inbuilt Insurance cover and a different charge structure. With ULIPs becoming increasingly popular in recent times, there were concerns raised by SEBI on their similarity to Mutual Funds. [More]