Typically smokers pay higher life insurance premiums than non-smokers at the time of buying a term insurance. The main reason is the mortality rate of smokers is higher than for those who do not smoke. As the probability of dying from smoking-related causes is so predominant, life insurance companie... [More]

Buying Life Insurance - know key concepts to help you buy. Nomination, assignment, tenure, Sum Assured, Death and Survival benefits in life insurance policies [More]

What all does a car insurance policy cover? What is Third Party liability vs. a comprehensive cover? Do you know what determines your premium amount or what could help you get a discount on this premium? Most of us buy our car insurance without giving much thought to associated details or features that can have an impact on what is covered and what is not and at what costs. [More]