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Articles, Product Reviews, Views and Commentary on Insurance, Investments & Loans

Common Health Insurance Mistakes

clock March 12, 2012 08:46 by author admin
Health Insurance protects you and your loved ones from suffering any financial disasters caused by high medical expenses. Paying your hard earned money for either short or an extended hospital stay may be very expensive. Typically health insurance allows you to receive the necessary health care if y... [More]


Why Health Insurance?

clock January 23, 2012 08:52 by author Admin
Health Insurance protects you and your loved ones from suffering any financial disasters caused by high medical expenses. Paying your hard earned money for either short or an extended hospital stay may be very expensive. Typically health insurance allows you to receive the necessary health care if you or your loved ones fell ill or become injured. Health insurance eliminates the financial risk of making large payments to health care providers for injury or illness. [More]


Benefits under Employer provided Health insurance in India likely to reduce; getting your own health cover more important than ever!

clock July 23, 2011 11:22 by author admin
If you ever needed a gentle push to supplement your employer provided health insurance with your own individual health cover then this one should be enough. Recent media reports indicate that benefits as well as costs structures associated with group plans on offer by companies for their employees are expected to change fairly soon. Premiums paid by corporate to insurers for such group plans are on their way up primarily on account of adverse claims experience. In order to reduce the cost of premiums associated with these plans, more and more companies are now evaluating reducing the benefits on offer. [More]


Maternity Insurance in India

clock April 5, 2011 06:58 by author admin
Why should one look at maternity insurance in India? Insurance companies provide insurance only against uncertain and unusual circumstances by definition. And these uncertain circumstances could be death of a person, accidents, natural calamities, theft, etc. Thus, pregnancy was not considered as a... [More]


Health Insurance portability: July 1, 2011 - at an insurer near you!

clock March 26, 2011 10:16 by author admin
Health insurance portability is a flexibility being provided to customers to allow them to switch from one health insurance provider to another such that all health insurance companies shall allow for credit gained by the insured for pre existing condition(s) in terms of waiting period when he/she moves from one insurer to another or from one plan to another. This feature is available if the previous policy has been kept active without a break. [More]


Budget 2011 and its impact on your Personal Finances

clock March 1, 2011 08:34 by author Admin
Impact of Union Budget 2011 on your Personal Finance. Changes in Tax Rates for Individuals. Impact on investments and insurance [More]


Super rich & celebrities need customised plans to protect risks - Economic Times

clock January 15, 2011 17:20 by author Admin
Do high net worth individuals (HNIs) need insurance? as the saying goes, uneasy lies the head that wears a crown. And this holds true for HNIs and celebrities as well! After all, they are often highly leveraged, have assets which are expensive to replace, and have lifestyles which require a continued level of earnings to maintain. The need, therefore, to cover themselves adequately by choosing a right mix of saving and insurance products.

Says Anil Sahgal, founder of financial services portal i-save.com, “HNIs have a need for insurance to protect risks to their lifestyle and livelihood as also to provide financial support to their family and heirs in the event of death or disability. HNIs have to protect risks which are similar to other individuals, like getting life cover and health cover, among others.” An HNI may need to protect, for instance, asset types from high-cost residences and contents, expensive art works and jewellery to antiques. [More]