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Articles, Product Reviews, Views and Commentary on Insurance, Investments & Loans

Common Health Insurance Mistakes

clock March 12, 2012 08:46 by author admin
Health Insurance protects you and your loved ones from suffering any financial disasters caused by high medical expenses. Paying your hard earned money for either short or an extended hospital stay may be very expensive. Typically health insurance allows you to receive the necessary health care if y... [More]

Benefits under Employer provided Health insurance in India likely to reduce; getting your own health cover more important than ever!

clock July 23, 2011 11:22 by author admin
If you ever needed a gentle push to supplement your employer provided health insurance with your own individual health cover then this one should be enough. Recent media reports indicate that benefits as well as costs structures associated with group plans on offer by companies for their employees are expected to change fairly soon. Premiums paid by corporate to insurers for such group plans are on their way up primarily on account of adverse claims experience. In order to reduce the cost of premiums associated with these plans, more and more companies are now evaluating reducing the benefits on offer. [More]

Is your home insured?

clock April 19, 2011 05:24 by author Admin
Although it is not possible for you to guard your home and family from all possible risks, but you can take steps to help you tide over unexpected events which totally shatter your life and dreams.
Home insurance policy is a must for everyone, whether you are a landlord or a tenant, whether you live in the house you own or not. Policies can be issued for a maximum period of one year. [More]

Maternity Insurance in India

clock April 5, 2011 06:58 by author admin
Why should one look at maternity insurance in India? Insurance companies provide insurance only against uncertain and unusual circumstances by definition. And these uncertain circumstances could be death of a person, accidents, natural calamities, theft, etc. Thus, pregnancy was not considered as a... [More]

Health Insurance portability: July 1, 2011 - at an insurer near you!

clock March 26, 2011 10:16 by author admin
Health insurance portability is a flexibility being provided to customers to allow them to switch from one health insurance provider to another such that all health insurance companies shall allow for credit gained by the insured for pre existing condition(s) in terms of waiting period when he/she moves from one insurer to another or from one plan to another. This feature is available if the previous policy has been kept active without a break. [More]

Home Insurance in India - Protect your Home against Nature’s fury

clock March 21, 2011 11:23 by author admin
Estimates of National Disaster Management Authority reveal that about 60% of the Indian land is prone to earthquakes while 8% of the land is susceptible to cyclones with more than 60 million of our population living low coastal zones. Where does that leave us as individuals who wish to protect themselves against the risk of losing our Home and its contents and having to rebuild their lives all over again? [More]

Mediclaim Portability- Coming soon to an insurer near you

clock June 18, 2010 22:27 by author Admin
A recent recommendation by the General Insurance Council of India, likely to be accepted soon, could provide you the flexibility to switch your health insurance provider and transfer your existing benefits and insurance coverage with no change in the premium amount. This is definitely a step in the right direction and will go a long way in increasing the industry's focus on the benefits and services being provided to the customer. However, the take-up rate for the new set of products and the associated feature of portability will largely depend on the final shape and form of the guidelines. [More]