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Articles, Product Reviews, Views and Commentary on Insurance, Investments & Loans

Apollo Munich Optima Restore Plan

clock April 27, 2012 11:49 by author Admin
Apollo Munich Optima Restore is an indemnity based health insurance plan. The plan provides a cover for any hospitalisation and related expenses including defined day care procedures, pre and post hospitalisation etc. The unique feature of the plan is its “Restore” benefit under which the basic sum assured is reinstated in case you have already exhausted the sum assured during a given year. The plan also comes with a multiplier benefit under which the basic sum assured is increased by 50% in the event of a claim free year as a no claim bonus. The sum assured is further increased to 100% of basic sum assured in the event of a second claim free year. [More]


Smoking and Term Insurance

clock April 20, 2012 08:50 by author Admin
Typically smokers pay higher life insurance premiums than non-smokers at the time of buying a term insurance. The main reason is the mortality rate of smokers is higher than for those who do not smoke. As the probability of dying from smoking-related causes is so predominant, life insurance companie... [More]


Buying a Home Loan: should you opt for fixed or floating interest rates?

clock March 26, 2012 08:48 by author admin
Taking a home loan these days is easy but understanding the fine print is not so, so it is necessary to do some home work before selecting any home loan.  The biggest dilemma faced by home loan buyer is whether to choose fixed interest rate or floating interest rate or teaser rate products. Fi... [More]


Bajaj Allianz iSecure Term Plan

clock March 24, 2012 10:46 by author Admin
The plan offers optional riders such as Comprehensive Accident Protection, Critical Illness and Hospital Cash Benefit to enhance coverage and protection. The plan also provides the option to choose between an individual or a joint life cover. [More]


Aegon Religare i-Term Plan

clock March 24, 2012 07:36 by author Admin
Aegon Religare i-Term Plan is a level term insurance plan. The Plan is a pure protection plan that is designed to cover the life of the insured and provide for a lump-sum benefit in case the life insured dies. [More]


Common Health Insurance Mistakes

clock March 12, 2012 08:46 by author admin
Health Insurance protects you and your loved ones from suffering any financial disasters caused by high medical expenses. Paying your hard earned money for either short or an extended hospital stay may be very expensive. Typically health insurance allows you to receive the necessary health care if y... [More]


HDFC Life Click2Protect Plan

clock February 25, 2012 05:06 by author Admin
HDFC Life Click2Protect is a level term insurance plan. The Plan is a pure protection plan that is designed to cover the life of the insured and provide for a lump-sum benefit in case the life insured dies. The plan is an online term plan. [More]