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Articles, Product Reviews, Views and Commentary on Insurance, Investments & Loans

Bharti AXA eProtect Term Plan

clock February 24, 2012 10:59 by author Admin
Bharti AXA eProtect is a level term insurance plan. The Plan is a pure protection plan that is designed to cover the life of the insured and provide for a lump-sum benefit in case the life insured dies. The plan is an online Term Insurance Plan. [More]


Aviva i-Life Term Plan

clock February 24, 2012 08:27 by author Admin
There is no survival benefit associated with this plan which pays out the sum assured to the nominee in the event of the death of the policyholder. The plan is fairly competitive in its pricing across most ages and sum assured combinations and offers additional protection through an optional Accidental Death Benefit (ADB) Rider. [More]


Am I Eligible for Life Insurance?

clock February 20, 2012 08:31 by author admin
The main purpose of life insurance is to secure the income & lifestyle of your dependants and to pay off any liabilities if anything were to happen to you. If there is no one who depends on your financial support, you don’t need life insurance. If you have lots of assets that could be used... [More]


Getting a Home Loan: You Need To Consider This

clock February 6, 2012 08:38 by author admin
With the growing economy, increasing salaries and high disposable incomes, most of individuals look to buying a house. In the current economic scenario, buying a house is perhaps one of the biggest investments that an individual makes. Easy availability of home loans has eased the task of buyin... [More]


Aviva Life Shield Plus Term Plan

clock January 24, 2012 09:38 by author Admin
There is no survival benefit associated with this plan which pays out the sum assured to the nominee in the event of the death of the policyholder. The plan offers optional riders such as Accidental Death Benefit and Dread Disease to enhance coverage and protection. [More]


Why Health Insurance?

clock January 23, 2012 08:52 by author Admin
Health Insurance protects you and your loved ones from suffering any financial disasters caused by high medical expenses. Paying your hard earned money for either short or an extended hospital stay may be very expensive. Typically health insurance allows you to receive the necessary health care if you or your loved ones fell ill or become injured. Health insurance eliminates the financial risk of making large payments to health care providers for injury or illness. [More]


Online Term Plan vs. Offline Term Plan

clock January 20, 2012 07:09 by author Admin
The main difference between online term plan and offline term plan is that online term plans are available at approximately 30 to 40 percent lower premiums compared to the offline term plans. Offline term insurances are loaded with agent commission, office expenses where as these costs are saved in online term insurance and the benefit are available for policy holder with lower premiums. Typically agents got near about 30-40 percent of first year premium and 2-7 percent thereafter in offline term plans. As you will buy online term insurance directly from the insurer’s website there is no such commission added. [More]